Uninsured Motorist Attorneys
Aggressive Legal Advocacy for Uninsured and Underinsured Motorist Accident Victims
When an auto accident occurs, victims typically rely on the at-fault driver's insurance to cover medical bills, lost income, and other damages. However, if the responsible party lacks adequate insurance coverage or is entirely uninsured, the compensation process can quickly become more complicated.
At Becker Franklin Rovang, we understand how to effectively approach cases involving uninsured or underinsured motorists. Our solutions-oriented lawyers can help you pursue all available avenues of compensation. We have been representing injury victims since 1984 and are ready to put our experience and resources to work for you!
Discuss your options with an uninsured motorist lawyer today in a free consultation. Call (360) 800-3009 or contact us online to get started.
our case results Our Clients Always Come First
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$4,700,000 Recovery - Negligence
Recovery for disabled man neglected in Kitsap County Jail who suffered brain damage and quadriplegia.
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$750,000 Rear End Auto Accident - Settlement
Settlement for a 32 year old female rear-ended on the Tacoma Narrows Bridge in a multicar accident involving road rage.
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$500,000 Work Injury - Settlement
Settlement for a workplace injury (Navy Shipyard) for a “temporary” worker.
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$430,000 Auto Accident - Settlement
Settlement for auto accident victim with fractured ankle sustained in T-bone accident.
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$368,000 Pedestrian Accident - Settlement
Settlement for high school girl running to school bus when hit by a car (school bus failed to stop across from her residence per district rules).
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$274,000 Recovery - Sexual Abuse
Recovery for two girls groomed and sexually abused by Church pastor who was criminally convicted. Settlement included proceeds from insurance, sale of church property, and sale of pastor’s personal residence.
If you or a loved one have an injury case in Kitsap, Pierce or Thurston counties, contact our office for a NO COST consultation. (360) 800-3009 or, complete our online contact form to get started.
Differences Between Uninsured and Underinsured Motorist Coverage
Uninsured motorist coverage provides protection when you are involved in an accident with a driver who does not have any insurance at all. This means that if you were hit by an uninsured driver, your uninsured motorist coverage would step in to cover your medical expenses, lost wages, and other expenses arising from the accident. It allows you to recover the damages you would otherwise expect to receive from the at-fault party's insurance, giving you peace of mind in the event of an accident caused by an uninsured motorist.
Underinsured motorist coverage, on the other hand, comes into play when you are in an accident with a driver who does carry insurance, but their policy limits are insufficient to cover your total damages. In the state of Washington, drivers are required to carry a minimum of $25,000 in liability coverage, but this amount frequently does not cover the full extent of an accident victim’s damages. If you sustain injuries and your medical bills exceed the at-fault driver's insurance limits, for example, your underinsured motorist coverage would help cover the gap between their payout and your total expenses.
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“Steve Franklin was caring and extremely helpful during the traumatic time.”
- KCI never left a review after the incredible services this law firm provided me. I was in a car accident. Steve Franklin was caring and extremely helpful during the traumatic time. I was new to living in the area and felt so comfortable and supported by him. Five years later…. They still send me birthday cards. I know, I know…. It may seem silly, but this is such a sweet gesture! 10/10 Recommend.
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“The team I got to work with was fantastic!”
- Stephanie W.The team I got to work with was fantastic! They are very responsive, kind, and understanding. I was lucky enough to get their help for a complicated situation and am very glad I found them and chose to work with them on my case. Highly recommend!
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“Set realistic expectations and delivered.”
The whole team helped resolve my suit as expeditiously as possible with an ultimately acceptable outcome. Good communication and wonderful people to work with, set realistic expectations and delivered. 10/10 would not advise getting in a car wreck, but if you do these are the people to call!- Colin S. -
“They handled my case so meticulously and didn’t miss a thing!”
I worked with Steve for over a year and him and his team are absolutely amazing! They handled my case so meticulously and didn’t miss a thing! When he explained things to me he always broke it down so I understood exactly what was happening and of- Lauren R.
Your Rights After an Uninsured Motorist Accident
When you are involved in any type of vehicular accident, your first step should be to call 9-1-1 and report the collision. Never leave the scene of an accident until law enforcement arrives. Once it is safe to do so, you should also exchange contact and insurance information with the other driver. This may be where you learn they do not have adequate insurance coverage – or they do not have insurance at all. In these scenarios, the other driver may ask you not to involve the police. Politely but firmly decline.
In some cases, an uninsured or underinsured motorist may drive away after a collision. The same steps apply if you are the victim of a hit and run: Call 9-1-1, stay at the scene, and wait for the police. Try to remember as many details as possible and relay them to the responding officer, including the vehicle’s make, model, color, license number, and any other identifiers. Any physical description of the driver can also be useful. Look for nearby traffic or security cameras that may be able to help law enforcement identify and locate the hit-and-run driver.
If the police are able to find the driver and they are insured, you can take legal action to recover damages. However, keep in mind that drivers often flee from accidents because they know they are underinsured or uninsured.
We recommend that all drivers carry uninsured and underinsured motorist coverage to protect themselves in these situations. The state of Washington does not require drivers to carry this coverage, but drivers without it may have limited options for recovering compensation if they suffer injuries due to the actions of an uninsured or underinsured motorist.
If you do have uninsured or underinsured motorist coverage, you have the right to file a claim with your insurance company. Should your claim with your insurance company be denied or not result in satisfactory compensation, you have the right to challenge the decision. This is where having an uninsured motorist attorney on your side can prove invaluable.
where you can find us Our Office Locations
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Port Orchard1730 Pottery Avenue
Suite 210
Port Orchard, WA 98366 -
Poulsbo19307 8th Avenue NE
Suite C
Poulsbo, WA 98370
Time Limits for Filling an Uninsured Motorist Claim
Many uninsured or underinsured motorist insurance policies contain clauses that require prompt notification of an accident and may have strict deadlines regarding the filing of a claim, typically ranging from days to a few months after the incident. Failing to adhere to these policy guidelines can jeopardize your ability to recover damages, which is why you should not wait to report the accident to your insurance provider.
If you cannot reach an acceptable settlement with your insurance company, you usually have three years from the date of the accident to take further legal action. Missing this deadline will significantly limit your options.
What to Expect When Working with Our Firm
When you choose to work with Becker Franklin Rovang for your uninsured motorist claim, you can expect a comprehensive and supportive approach tailored to your unique situation. From your initial consultation to the final resolution of your case, our team will provide you with clear communication, timely updates, and empathetic guidance throughout the entire process. Our priority is to secure the best possible outcome.
Our team offers many qualities you should look for in a lawyer, including:
- Specific experience. You need an attorney with a proven track record of handling uninsured and underinsured motorist claims. We have extensive experience in this area, allowing us to effectively navigate the intricacies of the law and leverage our extensive knowledge to maximize your chances of a successful outcome.
- Strong negotiation skills. Insurance companies resort to numerous tactics to limit what you recover. Our lawyers are seasoned negotiators who understand these strategies and are adept at fighting for fair compensation on your behalf.
- Client-focused approach. The attorney-client relationship should be built on trust and commitment. We pride ourselves on our client-focused approach and are committed to keeping you informed and empowered throughout your case. Our team is dedicated to listening to your concerns and addressing them promptly.
- Attention to detail. The complexities of uninsured motorist claims require meticulous attention to detail. Our attorneys are thorough in gathering evidence, documenting damages, and preparing cases, leaving no stone unturned as we work to enhance your position.
- Compassion and understanding. Dealing with the aftermath of an accident can be emotionally taxing. We understand the challenges you face and approach every case with empathy.
If you suffered injuries in a hit-and-run collision, call (360) 800-3009 or contact us online to discuss your options for recovering compensation today.
